$987.70 Pension Plus $28.30 Supplement: In 2025, many Australians and Canadians are wondering if they qualify for the latest government support payments. With the rising cost of living, every dollar counts, and programs offering a $987.70 pension plus a $28.30 supplement can make a real difference. Whether you’re a retiree, a single parent, or someone managing a tight budget, knowing if you’re eligible for these payments is essential.
The Pension Plus Supplement 2025 is designed to help low- and middle-income individuals in Australia and Canada. These payments aren’t automatic for everyone—they depend on factors like age, income, residency, and family situation. In this guide, we explain who can receive these benefits, how much you could get, and how to apply.
$987.70 Pension Plus $28.30 Supplement in 2025
The Pension Plus Supplement 2025 refers to financial support offered through Australia’s Centrelink Parenting Payment and Canada’s Old Age Security (OAS). These programs aim to ease financial pressure for seniors, caregivers, and low-income families. Understanding the eligibility criteria and payment process can ensure you don’t miss out on this important assistance.
Overview Table: Pension Plus Supplement 2025
| Feature | Details |
| Payment Amount | $987.70 base + $28.30 supplement |
| Eligible Countries | Australia, Canada |
| Programs | Centrelink Parenting Payment (AUS), OAS (CAN) |
| Eligibility Criteria | Based on income, age, residency, caregiving or senior status |
| Payment Dates | Feb 26, 2025 (CAN); Fortnightly (AUS) |
| Application | myGov (AUS), Service Canada (CAN) |
Understanding the $987.70 Pension and $28.30 Supplement in 2025
These payments are targeted financial supports, not universal benefits. They are designed to help those most in need—especially seniors in Canada and single parents or caregivers in Australia. Depending on your circumstances, you could receive both the base pension and the supplement, providing extra help with daily living expenses.
Australia: Centrelink Parenting Payment + Pension Supplement
In Australia, the Centrelink Parenting Payment offers financial support to parents raising young children. If you qualify, you can receive up to $987.70 per fortnight, which includes the Pension Plus Supplement 2025.
Who Can Get It?
To receive the full payment, you must:
- Be the main caregiver of a child.
- For single parents, your youngest child must be under 8.
- For partnered parents, the youngest child must be under 6.
- Meet residency requirements and income/asset limits.
Example:
Sarah, a single mother in Brisbane with a 6-year-old daughter and minimal assets, qualifies for the full $987.70 payment.
How Much Will You Get?
- Single Parent: Up to $987.70 per fortnight
- Partnered Parent: Up to $698.30 per fortnight
- Separated (due to illness/prison): Up to $816.90 per fortnight
How to Apply:
- Log into your myGov account.
- Link Centrelink and start a Parenting Payment claim.
- Submit required documents.
- Wait for assessment.
Canada: Old Age Security (OAS) + Supplement
Canada’s OAS provides a monthly pension to seniors, with the Pension Plus Supplement 2025 offering additional funds for lower-income retirees.
Eligibility Criteria:
- Be 65 years or older.
- Be a Canadian citizen or legal resident.
- Have lived in Canada for at least 10 years after age 18.
- Earn less than $81,761 annually to avoid reductions.
Example:
Robert, a 67-year-old retiree in Ontario with an $18,000 annual income, qualifies for both the $987.70 OAS and the $28.30 supplement.
How Much Will You Get?
- OAS Base Rate: $987.70/month
- Supplement: $28.30 for eligible low-income individuals
- Additional benefits may apply through GIS.
How to Apply:
- Use your My Service Canada Account.
- Complete and submit your application with supporting documents.
- Monitor your status online.
What Affects Eligibility?
Income and Assets
- In Australia, income and asset thresholds apply. For example, a single homeowner must have assets below $314,000 for full benefits.
- In Canada, higher incomes may trigger an OAS clawback.
Residency Requirements
- Australia: You must live in Australia when applying.
- Canada: At least 10 years of residency is required.
Personal Circumstances
Life changes such as having a child, retirement, separation, or changes in income can impact your eligibility for the Pension Plus Supplement 2025.
Why the Increase in 2025?
Both Australia and Canada adjust pension payments to keep up with inflation. In Canada, OAS is reviewed quarterly based on CPI, while Australia adjusts payments bi-annually using CPI or wage data. These increases ensure that pensions maintain value despite rising living costs.
Frequently Asked Questions (FAQs)
Do I need to reapply each year?
No, unless your circumstances change significantly.
What if I live overseas?
Australia stops payments after 6 weeks abroad unless exempt. Canada allows OAS payments abroad if residency conditions are met.
Will this impact other benefits?
Yes, it could affect eligibility for other supports like rent assistance or health care cards.
Can I receive both base and supplement amounts?
Yes, if you meet the income and residency criteria.
How do I check my payment status?
Use myGov in Australia or My Service Canada Account in Canada.
Final Thought
The Pension Plus Supplement 2025 offers valuable financial relief for those who qualify. Whether you’re a single parent in Australia or a retiree in Canada, understanding your eligibility and applying correctly can make a big difference in managing everyday expenses. Stay proactive, check your accounts regularly, and don’t hesitate to seek help if needed. If this guide was helpful, share it with others who might benefit and explore more resources to secure your financial future.
